| This Year's Best Buys: California |
| |
BEST
BUY 1 |
BEST
BUY 2 |
BEST
BUY 3 |
|
Insurance
Company |
Blue
Cross PPO 1000 |
HealthNet
Simple Choice 30/40/50 |
AIG:
American General Value Health Plan
(Hospital plan) |
|
| Type
of Insurance |
PPO |
PPO |
Indemnity (any doctor, any hospital) |
|
| Deductible |
$1000 |
$0 |
$100 |
|
| Special
Features |
$25
or $75
Blood screenings at Health Check Centers |
Optional
vision & dental |
Optional
low cost income replacement (rates lock
at age of application) |
|
| Preventive
Care, Blood Screenings, Mammograms/PAP Test,
PSA (Prostate) |
80%
(No deductible) |
$30
copay
$40 copay
$50 copay
(No deductible)
|
Doctor
visit rider pays up to $75 per visit |
|
| Co-Insurance |
80/20
to $2500 then 100% |
60/40
to $7500 then 100% |
100%
No co-insurance |
|
| Prescription
Benefits |
Prescription
RX specialty solutions 30% to 50% off retail |
$35
name brand ($250 deductible)
$10 generic
(no deductible)
|
Discount
RX 30%-50% off retail |
|
| Example
Rates |
Blue
Cross PPO 1000 |
HealthNet
Simple Choice 30/40/50 |
AIG:
American General Value Health Plan |
| Child |
$51 |
$63 |
| Child |
|
$30 |
| 18-39 |
|
$60 |
| 40-49 |
|
$75 |
| 50-59 |
|
$112.50 |
| 60-64 |
|
$135.00 |
|
| Age
30 |
$69 |
$84 |
| Age
40 |
$101 |
$132 |
|
Need
to talk to one of our insurance specialists? Call
toll free 1.866.449.TOTHESAVINGS |
