| This Year's Best Buys: Florida |
| |
BEST
BUY 1 |
BEST
BUY 2 |
BEST
BUY 3 |
|
Insurance
Company
|
Humana
Monogram |
Golden
Rule Copay Saver |
AIG |
|
| Type
of Insurance |
PPO |
PPO |
Indemnity (any doctor, any hospital) |
|
| Deductible |
$7500 |
$2500
or $500 |
$100 |
|
| Special
Features |
Low
cost
100% coverage |
$35
copay (not subject to deductible) |
Add
on income replacement. Rates do not change
at age? |
|
| Preventive
Care, OB/GYN, Mammograms, Cancer Screenings,
Lab, X-ray, Etc. |
100%
to $300,000 annually |
80%
not subject to deductibility |
None
- Pays up to $75 per visit |
|
| Co-Insurance |
100%
to 2 million |
80/20
to $12,000 then 100% to 3 million |
100% to policy maximum |
|
| Prescription
Benefits |
$1000
deductible, $15/$40 copay |
Generic $15 / Name brand $50 |
Discount card
30/50% off |
|
| Example
Rates |
Humana
Monogram |
Golden
Rule Copay Saver |
AIG |
| Child |
$28.95 |
$58.56 |
| Child |
|
$30 |
| 18-39 |
|
$60 |
| 40-49 |
|
$75 |
| 50-59 |
|
$112.50 |
| 60-64 |
|
$135.00 |
|
| Age
30 |
$35.55 |
$113.68 |
| Age
40 |
$56.69 |
$118.00 |
NOTE: Couples and families
are discounted!!! |
|
Need
to talk to one of our insurance specialists? Call
toll free 1.866.449.TOTHESAVINGS |
